About Us


Cofred is a secure payment solution system that allows its users to send and receive payment online and on mobile! Cofred also offers bills payments, Bulk SMS messaging system that allows it users to send SMS message to any mobile phone worldwide and provides automatic currency exchange between different currencies within the system.

The Cofred management team members are all highly qualified and experienced in the online marketing business, e-currency processing and banking field. Cofred was created with the clients as the main focus, superb customer service and an easy to use flexible environment.

Cofred is duly registered company with the Ghana Registrar General Department as COFRED GHANA LIMITED (Reg: CS58102014) where its headquarters are located and the Nigeria Corporate Affairs Commission as COFRED ONLINE INTERNATIONAL LIMITED (Reg: RC1418780).


To maximize multiple and flexible online payments opportunities and build economic prosperity by spreading the dynamic image of the e-commerce world and a cashless society.


To become a leading secure online payment platform in Africa and to the rest of the world.

Meet Our Dedicated Team

Collins Ese Koyaya
Managing Director (Co-founder)
Fredrica Abena Koyaya
Chief Executive Officer (Co-founder)
Joshua Barnie Oduro
Executive Director
Richard Adarkwah
Executive Director
Eka Utibe
Chief Operations Officer (GH)
Lookman Ademola Kazeem
Chief Operations Officer (NG)
Om Bharti
System Adminstrator (IN)
Tejiri Faith Koyaya
Operations Manager - HOD (GH)
Linda Obuobi
Operations Manager (GH)
Edd Hornam
Finance Manager (GH)
Eguono Ebony Atano
Operations Manager (NG)
Rume Christable Koyaya
Operations Manager (NG)
Lily Mensah
Field Agent (GH)
Jeffery Ofori Sefah
Users Manager / IT Personnel (GH)
Spark O. Koyaya
Field Agent (GH)
Ruth Danso
Lead Graphic Designer (GH)
Barrister F. N. O.
Legal Adviser (GH)
Stephen Asare
Customer Representative - HOD (GH)
Idowu Moses Otekeye
Users Manager / IT Personnel (NG)
Perpetual Odamey
Customer Representative (GH)
Nitesh Sharma
Mobile Application Developer (IN)
Taiwo Olawumi
Users Manager / IT Personnel (NG)
Akorede Omobolanle
Finance Manager (NG)
Barrister Temilolu A. K.
Legal Adviser (NG)