About Us


Cofred is a secure payment solution system that allows its users to send and receive payments online! Cofred also offers bills payments, Bulk SMS messaging system that allows it users to send SMS message to any mobile phone worldwide and provides automatic currency exchange between different currencies within the system.

The Cofred management team members are all highly qualified and experienced in the online marketing business, e-currency processing and banking field. Cofred was created with the clients as the main focus, superb customer service and an easy to use flexible environment.

Cofred is duly registered company with the Ghana Registrar General Department as COFRED GHANA LIMITED (Reg: CS58102014) where its headquarters are located and the Nigeria Corporate Affairs Commission as COFRED ONLINE INTERNATIONAL LIMITED (Reg: RC1418780).

Meet Our Dedicated Team

Fredrica Abena Koyaya
Chief Executive Officer (Co-founder)
Collins Ese Koyaya
Managing Director (Co-founder)
Joshua Barnie Oduro
Executive Director
Eka Utibe
Chief Operations Officer (GH)
Lookman Ademola Kazeem
Chief Operations Officer (NG)
Om Bharti
Chief Technology Officer (IN)
Tejiri Faith Koyaya
Operations Manager (GH)
Rume Christable Koyaya
Operations Manager (GH)
Linda Obuobi
Operations Manager (GH)
Stephen Asare
Operations Manager (GH)
Akorede Omobolanle
Operations Manager (NG)
Idowu Moses Otekeye
Operations Manager (NG)
Eguono Ebony Atano
Users Manager (NG)
Jeffery Ofori Sefah
Users Manager / IT Personnel (GH)
Taiwo Olawumi
Users Manager / IT Personnel (NG)
Irene Frimpong
Users Manager (GH)
Joy Obehi Iriah
Users Manager (GH)
Nitesh Sharma
Mobile Application Developer (IN)
Ruth Danso
Lead Graphic Designer (GH)
Hannah Tofah
Office Agent (GH)
Lily Mensah
Field Agent (GH)
Spark O. Koyaya
Field Agent (GH)
Ojo Victor
Field Agent (NG)
Emmanuel Anum
Field Agent (GH)